Considering Buying an NBFC? Here’s Your Step-by-Step Guide to a Successful Acquisition
Purchasing a Non-Banking Financial Company (NBFC) can open new doors for your business — offering access to lending operations, financial licenses, and untapped markets. However, navigating this space requires precise execution. Even minor compliance issues can result in delays, penalties, or rejection from the Reserve Bank of India (RBI).
Here’s a simplified roadmap to help you carry out an NBFC acquisition the right way:
- Sign an MoU (Memorandum of Understanding)
- Conduct Thorough Due Diligence
- Perform Valuation & Asset Assessment
- Execute the Share Transfer Agreement
- Apply for RBI Approval
- Publish a Public Notice
- Complete MCA Filings
- Final Settlement & Closure
One Mistake Can Be Costly
The NBFC takeover process is highly sensitive to compliance. A single misstep can lead to unwanted regulatory delays and financial consequences. Professional oversight is key.
